Most working parents are eligible for childcare vouchers. However, there may be some instances where parents are not, or where they may affect entitlement to other benefits.
Here are some things to consider - if you’re not sure how you might be affected, please get in touch with us.
Who can order childcare vouchers?
In order to qualify for childcare vouchers, your child must have already been born. You must be the parent, legal guardian or have parental responsibility for the child in question.
They're not just for babies and toddlers! You can claim childcare vouchers for children up to the age of 16^. To find out more about parental responsibility, visit the HMRC website.
National minimum wage and national living wage
Your employer needs to pay you on or above the national minimum wage (if you're aged 25 and over) and the national minimum wage (if you're under 25), even after deducting your voucher.
For a personal illustrative financial calculation, you can enter your details into our online savings and eligibility calculator. You can also contact our Customer Service Representatives on 0345 002 1111 for further details.
If you're self-employed you are not currently eligible to take childcare vouchers.
If you currently receive tax credits, contact HM Revenue & Customs (HMRC) to discuss your intention to take childcare vouchers.
You can use HMRC's calculator to help you decide whether you would be better off receiving tax credits or taking childcare vouchers.
Statutory Maternity Pay (SMP)
SMP is calculated with the average weekly pay you receive during weeks 17 to 25 of your pregnancy, 15 weeks before your due date. The Sex Discrimination Act (SDA) 2008 can affect maternity pay, occupational maternity pay and paternity pay.
If you become pregnant while receiving childcare vouchers, you should contact your HR or payroll department immediately.
^1 September following 15th birthday or 1 September following 16th birthday for children who are registered disabled.